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PAYPAL AI HACKATHON
Stake money
on a habit.
Or lose it.
PayPal holds your stake. An AI referee checks your proof. Show up and it’s voided — miss and it’s paid forward.
01 — THE PROBLEM
Habits fail when nothing is at stake.
Apps remind. Streaks reset. Nobody loses anything when you skip. CommitPay puts real money on the line — and makes skipping cost something that does good.
$0
charged until you miss
AI
checks every proof
1
honest escape per pledge
02 — HOW IT WORKS
Three steps. One promise.
STEP 01
$25.00
Authorized · not captured
03 — THE REFEREE
An AI that can’t be sweet-talked.
Stock photo detection
Images lifted from the web or stock libraries are flagged before they count.
Reuse & AI-fake checks
Recycled shots and generated images get rejected with a clear reason.
Life happened
One honest conversation per pledge. If the referee believes you, the hold is released.
Explained verdicts
Every pass or reject comes with the reasoning — no black box.
04 — BUILT ON PAYPAL
Money that moves only when it should.
Authorize
Your stake is held on your PayPal account at pledge time.
Void
Pass, and the authorization is voided. You were never charged.
Capture + Payouts
Miss, and the hold is captured and paid to your charity or friend.
Sandbox
Running end-to-end on PayPal sandbox for the hackathon.
05 — FAQ
Short answers, no fine print.
Is my money charged up front?+
No. PayPal places an authorization hold. It’s voided if you pass, captured only if you miss.
Where does a missed stake go?+
To the charity or friend you picked, via PayPal Payouts.
Can I cheat with a stock photo?+
The referee flags stock, AI-generated and reused images, and checks timing against your deadline.
What if something real comes up?+
You get one ‘Life happened’ per pledge — explain it to the referee and it can release the hold.
Is this real money?+
This build runs on PayPal sandbox for the hackathon.